Tips for downsizing like a pro

Tips for downsizing like a pro

Downsizing – just the word can cause anxiety in the most organized person. There are many reasons for downsizing.  Seniors often do it to have a smaller home to maintain in their retirement years. Larger families may start to do so as the children start leaving the nest. Transitions from suburban life to urban life can also be a reason to downsize. There may be…

Conforming vs. Non-conforming loans. What is the difference?

Conforming vs. Non-conforming loans. What is the difference?

When it comes to mortgage loan terminology some first time home buyers may benefit from an introduction to terms they have never heard before. At times, this can feel a little overwhelming, especially when trying to decide which mortgage loan option is right for you. Conforming and non-conforming loans are two of those terms. The words themselves just hint at what the loan type could…

Are condos a better option for first time home buyers?

Are condos a better option for first time home buyers?

With home prices on the rise, saving for a 20 percent down payment on a conventional loan may seem daunting for many first time home buyers.  Even down payments for an FHA loan for as low as low as 3.5 percent can seem out of reach when you are trying to purchase a single family home at today’s prices.  Consider however that there are many…

Top Amenities buyers are looking for in 2017

Top Amenities buyers are looking for in 2017

As a home owner, features such as location, walkability rating, school district and the number of parks in the area are not necessarily in your control. However, if you are ready to put your home on the market, how can you make it more appealing to today’s buyer? As generations change so do the home buyer trends and desired home amenities. As you are thinking…

Ways to spend your tax refund on home improvements

Ways to spend your tax refund on home improvements

When it comes to deciding what to do with your tax refund, there are so many options. What about funding those home improvements you have been thinking about all year? Think a tax refund is not enough to make a difference? Think again, the average refund noted by the IRS through mid-April is $2,815. We’ve come up with some ideas for you. How far can…

How to buy a house in a seller’s market

How to buy a house in a seller’s market

What is a seller’s market and what does that mean for a home buyer? You may have heard the news that now may be a great time to sell a house. In a seller’s market the housing inventory is low. This means less competition for homeowners to sell their home and more opportunities for multiple offers to be received. Homes are often sold quicker and…

Make your guest room more inviting year round

Make your guest room more inviting year round

Expecting to host some guests this summer or in the coming year? Let’s face it. We don’t all have Martha Stewarts’ skills when it comes to entertaining guests. However, we do want our guests to feel comfortable and welcomed in our home. There are simple ways to do so that do not involve taking a class on interior design or watching hours of HGTV. Making…

How to make your small space seem bigger

How to make your small space seem bigger

Small spaces seem to be growing in popularity nowadays. The thought of living with just the essentials can be very appealing to some. Whether you have a small house or apartment or simply a small room, designing the space for both appeal and functionality can be challenging. Tiny houses have quite an attraction these days. Many tune into HGTV’s Tiny House and Big Living for…

Spring is here. Is your home ready?

Spring is here. Is your home ready?

Spring has officially arrived! Is your home ready? If the thought of spring cleaning makes you tired already, don’t worry. Not all spring home preparation projects require rubber gloves, scrub brushes or elbow grease. Some can actually be fun and could help you enjoy your home all spring and summer long! Fun ways to prepare your home for spring It’s a given, you should do…

Should you keep your Adjustable Rate Mortgage?

Should you keep your Adjustable Rate Mortgage?

Chances are you weighed the pros and cons of an adjustable rate mortgage when you first purchased your home. If you decided to obtain an adjustable rate mortgage and your initial rate period is about to end, you may want to decide whether or not to refinance into a fixed-rate mortgage or continue with your current mortgage. Not all adjustable rate mortgages (ARMs) are the…