Spring is here. Is your home ready?

Spring is here. Is your home ready?

Spring has officially arrived! Is your home ready? If the thought of spring cleaning makes you tired already, don’t worry. Not all spring home preparation projects require rubber gloves, scrub brushes or elbow grease. Some can actually be fun and could help you enjoy your home all spring and summer long! Fun ways to prepare your home for spring It’s a given, you should do…

Should you keep your Adjustable Rate Mortgage?

Should you keep your Adjustable Rate Mortgage?

Chances are you weighed the pros and cons of an adjustable rate mortgage when you first purchased your home. If you decided to obtain an adjustable rate mortgage and your initial rate period is about to end, you may want to decide whether or not to refinance into a fixed-rate mortgage or continue with your current mortgage. Not all adjustable rate mortgages (ARMs) are the…

When a cash-out refinance makes sense

When a cash-out refinance makes sense

With all the fluctuation occurring with mortgage rates over the last few months you may find yourself thinking should I refinance now and can I still get a low rate? While no one is certain yet on the next rate hike, we do know one thing. Mortgage rates are still lower now than they were several years ago.  It is still a good time to…