Summary

Responsibilities are supporting our Sr. Processors and Processing Manager by performing a variety of loan documentation duties. Duties include but not limited to entering information into Lending QB, obtaining missing or updated documentation in order to process the mortgage loan file in a timely manner.

 Responsibilities

  • Communicate clearly and effectively with Sr. Processors, loan agents and other third parties involved in the mortgage loan transaction.
  • Request, review and verify all loan documents such as income, credit, appraisal and title insurance, to ensure complete and accurate information is in the file before it is sent to underwriting.
  • Obtain verification of deposit, verification of employment credit report
  • Prioritize and monitor daily workflow in order to ensure all loans are being worked on in accordance with company’s timeline expectations.
  • Maintain constant communication with Sr. Processors, loan agents and third parties for status updates, on status updates and/or changes to the loan.
  • Ensure any necessary and critical changes which require re-disclosures have been accurately notated and checked in to Lending QB for compliance purposes.
  • Other duties may be assigned.

Qualifications

  • Demonstrate advanced product knowledge of FHA, VA, Conventional and other loan programs such as Home Equity Lines of Credit, 2nd Mortgages, Home Improvement, down payment assistance and bond programs.
  • Demonstrate working knowledge of federal and state guidelines, rules and regulations such as RESPA, TILA, HMDA, TRID, etc.
  • Excellent written and oral communication skills.

Education/Experience

  • High School Diploma or Equivalent.
  • 1 year of current experience in processing mortgage loans.
  • Proficient with Lending QB, or other paperless mortgage loan origination systems.
  • Understanding of all compliance regulations and investor guidelines.

Company Benefits:

  • Ongoing training and development
  • Opportunities for career advancement
  • Medical
  • Vision
  • Dental
  • 401k
  • FSA
  • Life Insurance

 Other Duties:

This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.

Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.

Equal Opportunity Employer Race, Religion, Color, National Origin, Gender, Sexual Orientation, Age, Protected Veterans, Disabled.